Taxation
New Tax Regime: Is it finally better?
Nov 30, 2025 5 min read
The Union Budget 2025 has introduced significant changes to the New Tax Regime, making it the default option. But is it right for you?
Key Changes
- Standard Deduction increased to ₹75,000.
- Tax slabs relaxed: Income up to ₹7 Lakhs is effectively tax-free.
- Surcharge rates reduced for high income earners.
Old vs New
If you have significant investments in 80C (PPF, ELSS, LIC) and HRA/Home Loan interest, the Old Regime might still save you money. However, for those who prefer liquidity and simpler filing, the New Regime is now more attractive than ever.