Capital Gains Tax
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Held for2 yrs 2 moLong term
Capital gain₹4,00,000
Exempt under ₹1.25L limit₹1,25,000
Taxable gain₹2,75,000
Tax @ 12.5%₹34,375
Net gain after tax₹3,65,625
Which rule applied
Held 12 months or more — long-term equity gains are exempt up to ₹1,25,000 a year, and taxed at 12.5% above that.
Rates are for FY 2026-27. Surcharge and cess are not included, and set-off of losses against other gains is not modelled. For informational use only — confirm with a qualified tax adviser before filing.