Atal Pension Yojana (APY)
Calculate the monthly contribution required for your desired pension.
Yr
Monthly Contribution₹ 379
You need to pay this amount every month for 35 years.
Atal Pension Yojana (APY) is a social security scheme aimed at providing a defined pension to the unorganized sector. Depending on your contribution, you get a guaranteed pension of ₹1000, ₹2000, ₹3000, ₹4000, or ₹5000 per month after age 60.
Why Join APY?
The biggest advantage is the Government Guarantee. If the actual returns on the corpus are lower than assumed, the Govt of India funds the shortfall to ensure you get the promised pension.
Frequently Asked Questions
What is the age limit?
Entry age is 18 to 40 years. Pension starts at 60.
Can I exit APY?
Voluntary exit is permitted. You will get the accumulated corpus (Contributions + Interest).