Aditya Birla Sun Life Income Fund - Growth vs UTI Medium to Long Duration Fund-Growth
Medium to Long Duration Fund · Direct Plan – Growth · Compared on official AMFI NAV data · NAVs as of 13-Jul-2026
| Metric | Aditya Birla Sun Life Income Fund - Growth | UTI Medium to Long Duration Fund-Growth |
|---|---|---|
| Latest NAV | ₹141.09 | ₹83.33 |
| 1-Year Return | +4.32% | +4.08% |
| 3-Year Return (CAGR) | +6.73% | +6.60% |
| 5-Year Return (CAGR) | N/A | N/A |
| Volatility (1Y, annualised) | 2.6% | 2.1% |
| Max Drawdown | −2.0% | −1.6% |
| Fund House | Aditya Birla Sun Life Mutual Fund | UTI Mutual Fund |
Growth of ₹10,000
If you had invested ₹10,000 in each fund
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Aditya Birla Sun Life Income Fund - Growth vs UTI Medium to Long Duration Fund-Growth: which is better?
Aditya Birla Sun Life Income Fund - Growth and UTI Medium to Long Duration Fund-Growth are both medium to long duration fund mutual funds (direct plan, growth option). This comparison uses each fund's official AMFI NAV history — the same daily data the fund houses publish — to compare returns, volatility and drawdowns side by side.
On 3-year returns (annualised), Aditya Birla Sun Life Income Fund - Growth leads with +6.73% against +6.60% — a gap of about 0.13 percentage points per year over that period.
UTI Medium to Long Duration Fund-Growth has been the steadier fund over the past year, with annualised volatility of 2.1% versus 2.6%. Looking at worst falls, Aditya Birla Sun Life Income Fund - Growth's deepest drawdown in the stored history is −2.0% against −1.6% for UTI Medium to Long Duration Fund-Growth.
Which fund suits you depends on your horizon and appetite for swings: the higher-return fund is only the better pick if you can hold through its rougher months. Use the ₹10,000 growth chart above to see how each fund actually behaved through market cycles, and consider consulting a SEBI-registered adviser before investing. This comparison is informational, not investment advice.
Key takeaways
- Aditya Birla Sun Life Income Fund - Growth has delivered higher 3-year returns (+6.73% vs +6.60%).
- UTI Medium to Long Duration Fund-Growth has shown lower volatility over the trailing year.
- UTI Medium to Long Duration Fund-Growth has had the shallower maximum drawdown (−1.6%).
Frequently Asked Questions
Which fund has given higher returns — Aditya Birla Sun Life Income Fund - Growth or UTI Medium to Long Duration Fund-Growth?
Over the past 3 year period, Aditya Birla Sun Life Income Fund - Growth has delivered higher returns: +6.73% versus +6.60% annualised. Past performance does not guarantee future results.
Which fund is less risky — Aditya Birla Sun Life Income Fund - Growth or UTI Medium to Long Duration Fund-Growth?
Based on the trailing year, UTI Medium to Long Duration Fund-Growth has shown lower day-to-day volatility (Aditya Birla Sun Life Income Fund - Growth: 2.6%, UTI Medium to Long Duration Fund-Growth: 2.1% annualised). Volatility and drawdowns describe past behaviour, not future safety — both funds carry the market risk of their category.
Can I invest in both Aditya Birla Sun Life Income Fund - Growth and UTI Medium to Long Duration Fund-Growth?
Yes — many investors split a SIP across two funds. If both funds are from the same category, remember they will hold overlapping stocks, so diversification benefits may be smaller than they appear. Check each scheme's portfolio before doubling up within one category.
More Medium to Long Duration Fund comparisons
Returns, volatility and drawdowns are computed from official AMFI NAV history for direct-growth plans and may differ slightly from fund-house factsheets due to date conventions. Mutual fund investments are subject to market risks. This comparison is for informational purposes only — not investment advice.