Bandhan Financial Services Fund vs Nippon India Banking & Financial Services Fund
Sectoral Fund · Direct Plan – Growth · Compared on official AMFI NAV data · NAVs as of 06-Nov-2026
| Metric | Bandhan Financial Services Fund | Nippon India Banking & Financial Services Fund |
|---|---|---|
| Latest NAV | ₹15.96 | ₹715.55 |
| 1-Year Return | +3.79% | +3.72% |
| 3-Year Return (CAGR) | +15.25% | +12.60% |
| 5-Year Return (CAGR) | N/A | N/A |
| Volatility (1Y, annualised) | 17.7% | 17.4% |
| Max Drawdown | −17.3% | −16.7% |
| Fund House | Bandhan Mutual Fund | Nippon India Mutual Fund |
Growth of ₹10,000
If you had invested ₹10,000 in each fund
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Bandhan Financial Services Fund vs Nippon India Banking & Financial Services Fund: which is better?
Bandhan Financial Services Fund and Nippon India Banking & Financial Services Fund are both sectoral fund mutual funds (direct plan, growth option). This comparison uses each fund's official AMFI NAV history — the same daily data the fund houses publish — to compare returns, volatility and drawdowns side by side.
On 3-year returns (annualised), Bandhan Financial Services Fund leads with +15.25% against +12.60% — a gap of about 2.65 percentage points per year over that period.
Nippon India Banking & Financial Services Fund has been the steadier fund over the past year, with annualised volatility of 17.4% versus 17.7%. Looking at worst falls, Bandhan Financial Services Fund's deepest drawdown in the stored history is −17.3% against −16.7% for Nippon India Banking & Financial Services Fund.
Which fund suits you depends on your horizon and appetite for swings: the higher-return fund is only the better pick if you can hold through its rougher months. Use the ₹10,000 growth chart above to see how each fund actually behaved through market cycles, and consider consulting a SEBI-registered adviser before investing. This comparison is informational, not investment advice.
Key takeaways
- Bandhan Financial Services Fund has delivered higher 3-year returns (+15.25% vs +12.60%).
- Nippon India Banking & Financial Services Fund has shown lower volatility over the trailing year.
- Nippon India Banking & Financial Services Fund has had the shallower maximum drawdown (−16.7%).
Frequently Asked Questions
Which fund has given higher returns — Bandhan Financial Services Fund or Nippon India Banking & Financial Services Fund?
Over the past 3 year period, Bandhan Financial Services Fund has delivered higher returns: +15.25% versus +12.60% annualised. Past performance does not guarantee future results.
Which fund is less risky — Bandhan Financial Services Fund or Nippon India Banking & Financial Services Fund?
Based on the trailing year, Nippon India Banking & Financial Services Fund has shown lower day-to-day volatility (Bandhan Financial Services Fund: 17.7%, Nippon India Banking & Financial Services Fund: 17.4% annualised). Volatility and drawdowns describe past behaviour, not future safety — both funds carry the market risk of their category.
Can I invest in both Bandhan Financial Services Fund and Nippon India Banking & Financial Services Fund?
Yes — many investors split a SIP across two funds. If both funds are from the same category, remember they will hold overlapping stocks, so diversification benefits may be smaller than they appear. Check each scheme's portfolio before doubling up within one category.
More Sectoral Fund comparisons
Returns, volatility and drawdowns are computed from official AMFI NAV history for direct-growth plans and may differ slightly from fund-house factsheets due to date conventions. Mutual fund investments are subject to market risks. This comparison is for informational purposes only — not investment advice.