DSP Dynamic Asset Allocation Fund vs HDFC Balanced Advantage Fund - Growth Plan
Dynamic Asset Allocation or Balanced Advantage · Direct Plan – Growth · Compared on official AMFI NAV data · NAVs as of 10-Jul-2026
| Metric | DSP Dynamic Asset Allocation Fund | HDFC Balanced Advantage Fund - Growth Plan |
|---|---|---|
| Latest NAV | ₹33.47 | ₹570.13 |
| 1-Year Return | +5.66% | -0.18% |
| 3-Year Return (CAGR) | +12.29% | +15.13% |
| 5-Year Return (CAGR) | N/A | N/A |
| Volatility (1Y, annualised) | 5.7% | 9.4% |
| Max Drawdown | −5.5% | −10.2% |
| Fund House | DSP Mutual Fund | HDFC Mutual Fund |
Growth of ₹10,000
If you had invested ₹10,000 in each fund
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DSP Dynamic Asset Allocation Fund vs HDFC Balanced Advantage Fund - Growth Plan: which is better?
DSP Dynamic Asset Allocation Fund and HDFC Balanced Advantage Fund - Growth Plan are both dynamic asset allocation or balanced advantage mutual funds (direct plan, growth option). This comparison uses each fund's official AMFI NAV history — the same daily data the fund houses publish — to compare returns, volatility and drawdowns side by side.
On 3-year returns (annualised), HDFC Balanced Advantage Fund - Growth Plan leads with +15.13% against +12.29% — a gap of about 2.84 percentage points per year over that period.
DSP Dynamic Asset Allocation Fund has been the steadier fund over the past year, with annualised volatility of 5.7% versus 9.4%. Looking at worst falls, DSP Dynamic Asset Allocation Fund's deepest drawdown in the stored history is −5.5% against −10.2% for HDFC Balanced Advantage Fund - Growth Plan.
Which fund suits you depends on your horizon and appetite for swings: the higher-return fund is only the better pick if you can hold through its rougher months. Use the ₹10,000 growth chart above to see how each fund actually behaved through market cycles, and consider consulting a SEBI-registered adviser before investing. This comparison is informational, not investment advice.
Key takeaways
- HDFC Balanced Advantage Fund - Growth Plan has delivered higher 3-year returns (+15.13% vs +12.29%).
- DSP Dynamic Asset Allocation Fund has shown lower volatility over the trailing year.
- DSP Dynamic Asset Allocation Fund has had the shallower maximum drawdown (−5.5%).
Frequently Asked Questions
Which fund has given higher returns — DSP Dynamic Asset Allocation Fund or HDFC Balanced Advantage Fund - Growth Plan?
Over the past 3 year period, HDFC Balanced Advantage Fund - Growth Plan has delivered higher returns: +15.13% versus +12.29% annualised. Past performance does not guarantee future results.
Which fund is less risky — DSP Dynamic Asset Allocation Fund or HDFC Balanced Advantage Fund - Growth Plan?
Based on the trailing year, DSP Dynamic Asset Allocation Fund has shown lower day-to-day volatility (DSP Dynamic Asset Allocation Fund: 5.7%, HDFC Balanced Advantage Fund - Growth Plan: 9.4% annualised). Volatility and drawdowns describe past behaviour, not future safety — both funds carry the market risk of their category.
Can I invest in both DSP Dynamic Asset Allocation Fund and HDFC Balanced Advantage Fund - Growth Plan?
Yes — many investors split a SIP across two funds. If both funds are from the same category, remember they will hold overlapping stocks, so diversification benefits may be smaller than they appear. Check each scheme's portfolio before doubling up within one category.
More Dynamic Asset Allocation or Balanced Advantage comparisons
Returns, volatility and drawdowns are computed from official AMFI NAV history for direct-growth plans and may differ slightly from fund-house factsheets due to date conventions. Mutual fund investments are subject to market risks. This comparison is for informational purposes only — not investment advice.