DSP Healthcare Fund vs Nippon India Banking & Financial Services Fund
Sectoral Fund · Direct Plan – Growth · Compared on official AMFI NAV data · NAVs as of 06-Nov-2026
| Metric | DSP Healthcare Fund | Nippon India Banking & Financial Services Fund |
|---|---|---|
| Latest NAV | ₹51.45 | ₹717.93 |
| 1-Year Return | +16.81% | +4.60% |
| 3-Year Return (CAGR) | +24.44% | +13.23% |
| 5-Year Return (CAGR) | N/A | N/A |
| Volatility (1Y, annualised) | 14.3% | 17.4% |
| Max Drawdown | −16.1% | −16.7% |
| Fund House | DSP Mutual Fund | Nippon India Mutual Fund |
Growth of ₹10,000
If you had invested ₹10,000 in each fund
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DSP Healthcare Fund vs Nippon India Banking & Financial Services Fund: which is better?
DSP Healthcare Fund and Nippon India Banking & Financial Services Fund are both sectoral fund mutual funds (direct plan, growth option). This comparison uses each fund's official AMFI NAV history — the same daily data the fund houses publish — to compare returns, volatility and drawdowns side by side.
On 3-year returns (annualised), DSP Healthcare Fund leads with +24.44% against +13.23% — a gap of about 11.20 percentage points per year over that period.
DSP Healthcare Fund has been the steadier fund over the past year, with annualised volatility of 14.3% versus 17.4%. Looking at worst falls, DSP Healthcare Fund's deepest drawdown in the stored history is −16.1% against −16.7% for Nippon India Banking & Financial Services Fund.
Which fund suits you depends on your horizon and appetite for swings: the higher-return fund is only the better pick if you can hold through its rougher months. Use the ₹10,000 growth chart above to see how each fund actually behaved through market cycles, and consider consulting a SEBI-registered adviser before investing. This comparison is informational, not investment advice.
Key takeaways
- DSP Healthcare Fund has delivered higher 3-year returns (+24.44% vs +13.23%).
- DSP Healthcare Fund has shown lower volatility over the trailing year.
- DSP Healthcare Fund has had the shallower maximum drawdown (−16.1%).
Frequently Asked Questions
Which fund has given higher returns — DSP Healthcare Fund or Nippon India Banking & Financial Services Fund?
Over the past 3 year period, DSP Healthcare Fund has delivered higher returns: +24.44% versus +13.23% annualised. Past performance does not guarantee future results.
Which fund is less risky — DSP Healthcare Fund or Nippon India Banking & Financial Services Fund?
Based on the trailing year, DSP Healthcare Fund has shown lower day-to-day volatility (DSP Healthcare Fund: 14.3%, Nippon India Banking & Financial Services Fund: 17.4% annualised). Volatility and drawdowns describe past behaviour, not future safety — both funds carry the market risk of their category.
Can I invest in both DSP Healthcare Fund and Nippon India Banking & Financial Services Fund?
Yes — many investors split a SIP across two funds. If both funds are from the same category, remember they will hold overlapping stocks, so diversification benefits may be smaller than they appear. Check each scheme's portfolio before doubling up within one category.
More Sectoral Fund comparisons
Returns, volatility and drawdowns are computed from official AMFI NAV history for direct-growth plans and may differ slightly from fund-house factsheets due to date conventions. Mutual fund investments are subject to market risks. This comparison is for informational purposes only — not investment advice.