DSP Overnight Fund vs Franklin India Overnight Fund- Growth
Overnight Fund · Direct Plan – Growth · Compared on official AMFI NAV data · NAVs as of 13-Jul-2026
| Metric | DSP Overnight Fund | Franklin India Overnight Fund- Growth |
|---|---|---|
| Latest NAV | ₹1,463.9 | ₹1,425.76 |
| 1-Year Return | +3.71% | +3.74% |
| 3-Year Return (CAGR) | +4.27% | +4.02% |
| 5-Year Return (CAGR) | N/A | N/A |
| Volatility (1Y, annualised) | 0.1% | 0.1% |
| Max Drawdown | −0.0% | −0.0% |
| Fund House | DSP Mutual Fund | Franklin Templeton Mutual Fund |
Growth of ₹10,000
If you had invested ₹10,000 in each fund
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DSP Overnight Fund vs Franklin India Overnight Fund- Growth: which is better?
DSP Overnight Fund and Franklin India Overnight Fund- Growth are both overnight fund mutual funds (direct plan, growth option). This comparison uses each fund's official AMFI NAV history — the same daily data the fund houses publish — to compare returns, volatility and drawdowns side by side.
On 3-year returns (annualised), DSP Overnight Fund leads with +4.27% against +4.02% — a gap of about 0.25 percentage points per year over that period.
Both funds have shown similar volatility over the past year (about 0.1%). Looking at worst falls, DSP Overnight Fund's deepest drawdown in the stored history is −0.0% against −0.0% for Franklin India Overnight Fund- Growth.
Which fund suits you depends on your horizon and appetite for swings: the higher-return fund is only the better pick if you can hold through its rougher months. Use the ₹10,000 growth chart above to see how each fund actually behaved through market cycles, and consider consulting a SEBI-registered adviser before investing. This comparison is informational, not investment advice.
Key takeaways
- DSP Overnight Fund has delivered higher 3-year returns (+4.27% vs +4.02%).
Frequently Asked Questions
Which fund has given higher returns — DSP Overnight Fund or Franklin India Overnight Fund- Growth?
Over the past 3 year period, DSP Overnight Fund has delivered higher returns: +4.27% versus +4.02% annualised. Past performance does not guarantee future results.
Which fund is less risky — DSP Overnight Fund or Franklin India Overnight Fund- Growth?
Based on the trailing year, neither fund clearly separates on volatility (DSP Overnight Fund: 0.1%, Franklin India Overnight Fund- Growth: 0.1% annualised). Volatility and drawdowns describe past behaviour, not future safety — both funds carry the market risk of their category.
Can I invest in both DSP Overnight Fund and Franklin India Overnight Fund- Growth?
Yes — many investors split a SIP across two funds. If both funds are from the same category, remember they will hold overlapping stocks, so diversification benefits may be smaller than they appear. Check each scheme's portfolio before doubling up within one category.
More Overnight Fund comparisons
Returns, volatility and drawdowns are computed from official AMFI NAV history for direct-growth plans and may differ slightly from fund-house factsheets due to date conventions. Mutual fund investments are subject to market risks. This comparison is for informational purposes only — not investment advice.