DSP Ultra Short Fund vs Tata Ultra Short Term Fund
Ultra Short Duration Fund · Direct Plan – Growth · Compared on official AMFI NAV data · NAVs as of 13-Jul-2026
| Metric | DSP Ultra Short Fund | Tata Ultra Short Term Fund |
|---|---|---|
| Latest NAV | ₹3,959.33 | ₹15.97 |
| 1-Year Return | +6.92% | +7.20% |
| 3-Year Return (CAGR) | +7.67% | +7.75% |
| 5-Year Return (CAGR) | N/A | N/A |
| Volatility (1Y, annualised) | 0.5% | 0.5% |
| Max Drawdown | −0.1% | −0.1% |
| Fund House | DSP Mutual Fund | Tata Mutual Fund |
Growth of ₹10,000
If you had invested ₹10,000 in each fund
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DSP Ultra Short Fund vs Tata Ultra Short Term Fund: which is better?
DSP Ultra Short Fund and Tata Ultra Short Term Fund are both ultra short duration fund mutual funds (direct plan, growth option). This comparison uses each fund's official AMFI NAV history — the same daily data the fund houses publish — to compare returns, volatility and drawdowns side by side.
On 3-year returns (annualised), Tata Ultra Short Term Fund leads with +7.75% against +7.67% — a gap of about 0.09 percentage points per year over that period.
Tata Ultra Short Term Fund has been the steadier fund over the past year, with annualised volatility of 0.5% versus 0.5%. Looking at worst falls, DSP Ultra Short Fund's deepest drawdown in the stored history is −0.1% against −0.1% for Tata Ultra Short Term Fund.
Which fund suits you depends on your horizon and appetite for swings: the higher-return fund is only the better pick if you can hold through its rougher months. Use the ₹10,000 growth chart above to see how each fund actually behaved through market cycles, and consider consulting a SEBI-registered adviser before investing. This comparison is informational, not investment advice.
Key takeaways
- Tata Ultra Short Term Fund has delivered higher 3-year returns (+7.75% vs +7.67%).
- Tata Ultra Short Term Fund has shown lower volatility over the trailing year.
- Tata Ultra Short Term Fund has had the shallower maximum drawdown (−0.1%).
Frequently Asked Questions
Which fund has given higher returns — DSP Ultra Short Fund or Tata Ultra Short Term Fund?
Over the past 3 year period, Tata Ultra Short Term Fund has delivered higher returns: +7.75% versus +7.67% annualised. Past performance does not guarantee future results.
Which fund is less risky — DSP Ultra Short Fund or Tata Ultra Short Term Fund?
Based on the trailing year, Tata Ultra Short Term Fund has shown lower day-to-day volatility (DSP Ultra Short Fund: 0.5%, Tata Ultra Short Term Fund: 0.5% annualised). Volatility and drawdowns describe past behaviour, not future safety — both funds carry the market risk of their category.
Can I invest in both DSP Ultra Short Fund and Tata Ultra Short Term Fund?
Yes — many investors split a SIP across two funds. If both funds are from the same category, remember they will hold overlapping stocks, so diversification benefits may be smaller than they appear. Check each scheme's portfolio before doubling up within one category.
More Ultra Short Duration Fund comparisons
Returns, volatility and drawdowns are computed from official AMFI NAV history for direct-growth plans and may differ slightly from fund-house factsheets due to date conventions. Mutual fund investments are subject to market risks. This comparison is for informational purposes only — not investment advice.