Franklin India Dividend Yield Fund vs HDFC Dividend Yield Fund - Growth Option
Dividend Yield Fund · Direct Plan – Growth · Compared on official AMFI NAV data · NAVs as of 10-Jul-2026
| Metric | Franklin India Dividend Yield Fund | HDFC Dividend Yield Fund - Growth Option |
|---|---|---|
| Latest NAV | ₹149.94 | ₹26.81 |
| 1-Year Return | -1.40% | -0.26% |
| 3-Year Return (CAGR) | +14.64% | +16.11% |
| 5-Year Return (CAGR) | N/A | N/A |
| Volatility (1Y, annualised) | 11.1% | 13.0% |
| Max Drawdown | −15.9% | −20.0% |
| Fund House | Franklin Templeton Mutual Fund | HDFC Mutual Fund |
Growth of ₹10,000
If you had invested ₹10,000 in each fund
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Franklin India Dividend Yield Fund vs HDFC Dividend Yield Fund - Growth Option: which is better?
Franklin India Dividend Yield Fund and HDFC Dividend Yield Fund - Growth Option are both dividend yield fund mutual funds (direct plan, growth option). This comparison uses each fund's official AMFI NAV history — the same daily data the fund houses publish — to compare returns, volatility and drawdowns side by side.
On 3-year returns (annualised), HDFC Dividend Yield Fund - Growth Option leads with +16.11% against +14.64% — a gap of about 1.47 percentage points per year over that period.
Franklin India Dividend Yield Fund has been the steadier fund over the past year, with annualised volatility of 11.1% versus 13.0%. Looking at worst falls, Franklin India Dividend Yield Fund's deepest drawdown in the stored history is −15.9% against −20.0% for HDFC Dividend Yield Fund - Growth Option.
Which fund suits you depends on your horizon and appetite for swings: the higher-return fund is only the better pick if you can hold through its rougher months. Use the ₹10,000 growth chart above to see how each fund actually behaved through market cycles, and consider consulting a SEBI-registered adviser before investing. This comparison is informational, not investment advice.
Key takeaways
- HDFC Dividend Yield Fund - Growth Option has delivered higher 3-year returns (+16.11% vs +14.64%).
- Franklin India Dividend Yield Fund has shown lower volatility over the trailing year.
- Franklin India Dividend Yield Fund has had the shallower maximum drawdown (−15.9%).
Frequently Asked Questions
Which fund has given higher returns — Franklin India Dividend Yield Fund or HDFC Dividend Yield Fund - Growth Option?
Over the past 3 year period, HDFC Dividend Yield Fund - Growth Option has delivered higher returns: +16.11% versus +14.64% annualised. Past performance does not guarantee future results.
Which fund is less risky — Franklin India Dividend Yield Fund or HDFC Dividend Yield Fund - Growth Option?
Based on the trailing year, Franklin India Dividend Yield Fund has shown lower day-to-day volatility (Franklin India Dividend Yield Fund: 11.1%, HDFC Dividend Yield Fund - Growth Option: 13.0% annualised). Volatility and drawdowns describe past behaviour, not future safety — both funds carry the market risk of their category.
Can I invest in both Franklin India Dividend Yield Fund and HDFC Dividend Yield Fund - Growth Option?
Yes — many investors split a SIP across two funds. If both funds are from the same category, remember they will hold overlapping stocks, so diversification benefits may be smaller than they appear. Check each scheme's portfolio before doubling up within one category.
More Dividend Yield Fund comparisons
Returns, volatility and drawdowns are computed from official AMFI NAV history for direct-growth plans and may differ slightly from fund-house factsheets due to date conventions. Mutual fund investments are subject to market risks. This comparison is for informational purposes only — not investment advice.