ICICI Prudential Retirement Fund - Hybrid Aggressive vs Nippon India Retirement Fund- Wealth Creation Scheme
Retirement Fund · Direct Plan – Growth · Compared on official AMFI NAV data · NAVs as of 13-Jul-2026
| Metric | ICICI Prudential Retirement Fund - Hybrid Aggressive | Nippon India Retirement Fund- Wealth Creation Scheme |
|---|---|---|
| Latest NAV | ₹31.36 | ₹32.93 |
| 1-Year Return | +7.77% | +1.04% |
| 3-Year Return (CAGR) | +22.02% | +15.85% |
| 5-Year Return (CAGR) | N/A | N/A |
| Volatility (1Y, annualised) | 12.5% | 14.1% |
| Max Drawdown | −14.7% | −18.3% |
| Fund House | ICICI Prudential Mutual Fund | Nippon India Mutual Fund |
Growth of ₹10,000
If you had invested ₹10,000 in each fund
Embed this chart on your site (free)
Copy this code into your website or blog. It stays up to date automatically.
<iframe src="https://moneydock.in/embed/fund-compare/icici-prudential-retirement-fund-hybrid-aggressive-vs-nippon-india-retirement-fund-wealth-creation-scheme" width="100%" height="520" style="border:1px solid #e5e7eb;border-radius:12px;max-width:760px" title="ICICI Prudential Retirement Fund - Hybrid Aggressive vs Nippon India Retirement Fund- Wealth Creation Scheme by MoneyDock" loading="lazy"></iframe> <p style="font-size:12px">Powered by <a href="https://moneydock.in" target="_blank" rel="noopener">MoneyDock</a></p>
See the embed documentation for all widgets, sizing options and usage terms.
ICICI Prudential Retirement Fund - Hybrid Aggressive vs Nippon India Retirement Fund- Wealth Creation Scheme: which is better?
ICICI Prudential Retirement Fund - Hybrid Aggressive and Nippon India Retirement Fund- Wealth Creation Scheme are both retirement fund mutual funds (direct plan, growth option). This comparison uses each fund's official AMFI NAV history — the same daily data the fund houses publish — to compare returns, volatility and drawdowns side by side.
On 3-year returns (annualised), ICICI Prudential Retirement Fund - Hybrid Aggressive leads with +22.02% against +15.85% — a gap of about 6.18 percentage points per year over that period.
ICICI Prudential Retirement Fund - Hybrid Aggressive has been the steadier fund over the past year, with annualised volatility of 12.5% versus 14.1%. Looking at worst falls, ICICI Prudential Retirement Fund - Hybrid Aggressive's deepest drawdown in the stored history is −14.7% against −18.3% for Nippon India Retirement Fund- Wealth Creation Scheme.
Which fund suits you depends on your horizon and appetite for swings: the higher-return fund is only the better pick if you can hold through its rougher months. Use the ₹10,000 growth chart above to see how each fund actually behaved through market cycles, and consider consulting a SEBI-registered adviser before investing. This comparison is informational, not investment advice.
Key takeaways
- ICICI Prudential Retirement Fund - Hybrid Aggressive has delivered higher 3-year returns (+22.02% vs +15.85%).
- ICICI Prudential Retirement Fund - Hybrid Aggressive has shown lower volatility over the trailing year.
- ICICI Prudential Retirement Fund - Hybrid Aggressive has had the shallower maximum drawdown (−14.7%).
Frequently Asked Questions
Which fund has given higher returns — ICICI Prudential Retirement Fund - Hybrid Aggressive or Nippon India Retirement Fund- Wealth Creation Scheme?
Over the past 3 year period, ICICI Prudential Retirement Fund - Hybrid Aggressive has delivered higher returns: +22.02% versus +15.85% annualised. Past performance does not guarantee future results.
Which fund is less risky — ICICI Prudential Retirement Fund - Hybrid Aggressive or Nippon India Retirement Fund- Wealth Creation Scheme?
Based on the trailing year, ICICI Prudential Retirement Fund - Hybrid Aggressive has shown lower day-to-day volatility (ICICI Prudential Retirement Fund - Hybrid Aggressive: 12.5%, Nippon India Retirement Fund- Wealth Creation Scheme: 14.1% annualised). Volatility and drawdowns describe past behaviour, not future safety — both funds carry the market risk of their category.
Can I invest in both ICICI Prudential Retirement Fund - Hybrid Aggressive and Nippon India Retirement Fund- Wealth Creation Scheme?
Yes — many investors split a SIP across two funds. If both funds are from the same category, remember they will hold overlapping stocks, so diversification benefits may be smaller than they appear. Check each scheme's portfolio before doubling up within one category.
More Retirement Fund comparisons
Returns, volatility and drawdowns are computed from official AMFI NAV history for direct-growth plans and may differ slightly from fund-house factsheets due to date conventions. Mutual fund investments are subject to market risks. This comparison is for informational purposes only — not investment advice.