Navi ELSS Tax Saver Nifty50 Index Fund vs UTI ELSS Tax Saver Fund
ELSS · Direct Plan – Growth · Compared on official AMFI NAV data · NAVs as of 09-Nov-2026
| Metric | Navi ELSS Tax Saver Nifty50 Index Fund | UTI ELSS Tax Saver Fund |
|---|---|---|
| Latest NAV | ₹15.25 | ₹229.63 |
| 1-Year Return | +0.49% | -0.75% |
| 3-Year Return (CAGR) | +9.36% | +9.59% |
| 5-Year Return (CAGR) | N/A | N/A |
| Volatility (1Y, annualised) | 14.3% | 14.0% |
| Max Drawdown | −15.5% | −18.6% |
| Fund House | Navi Mutual Fund | UTI Mutual Fund |
Growth of ₹10,000
If you had invested ₹10,000 in each fund
Embed this chart on your site (free)
Copy this code into your website or blog. It stays up to date automatically.
<iframe src="https://moneydock.in/embed/fund-compare/navi-elss-tax-saver-nifty-50-index-fund-vs-uti-elss-tax-saver-fund" width="100%" height="520" style="border:1px solid #e5e7eb;border-radius:12px;max-width:760px" title="Navi ELSS Tax Saver Nifty50 Index Fund vs UTI ELSS Tax Saver Fund by MoneyDock" loading="lazy"></iframe> <p style="font-size:12px">Powered by <a href="https://moneydock.in" target="_blank" rel="noopener">MoneyDock</a></p>
See the embed documentation for all widgets, sizing options and usage terms.
Navi ELSS Tax Saver Nifty50 Index Fund vs UTI ELSS Tax Saver Fund: which is better?
Navi ELSS Tax Saver Nifty50 Index Fund and UTI ELSS Tax Saver Fund are both elss mutual funds (direct plan, growth option). This comparison uses each fund's official AMFI NAV history — the same daily data the fund houses publish — to compare returns, volatility and drawdowns side by side.
On 3-year returns (annualised), UTI ELSS Tax Saver Fund leads with +9.59% against +9.36% — a gap of about 0.23 percentage points per year over that period.
UTI ELSS Tax Saver Fund has been the steadier fund over the past year, with annualised volatility of 14.0% versus 14.3%. Looking at worst falls, Navi ELSS Tax Saver Nifty50 Index Fund's deepest drawdown in the stored history is −15.5% against −18.6% for UTI ELSS Tax Saver Fund.
Which fund suits you depends on your horizon and appetite for swings: the higher-return fund is only the better pick if you can hold through its rougher months. Use the ₹10,000 growth chart above to see how each fund actually behaved through market cycles, and consider consulting a SEBI-registered adviser before investing. This comparison is informational, not investment advice.
Key takeaways
- UTI ELSS Tax Saver Fund has delivered higher 3-year returns (+9.59% vs +9.36%).
- UTI ELSS Tax Saver Fund has shown lower volatility over the trailing year.
- Navi ELSS Tax Saver Nifty50 Index Fund has had the shallower maximum drawdown (−15.5%).
Frequently Asked Questions
Which fund has given higher returns — Navi ELSS Tax Saver Nifty50 Index Fund or UTI ELSS Tax Saver Fund?
Over the past 3 year period, UTI ELSS Tax Saver Fund has delivered higher returns: +9.59% versus +9.36% annualised. Past performance does not guarantee future results.
Which fund is less risky — Navi ELSS Tax Saver Nifty50 Index Fund or UTI ELSS Tax Saver Fund?
Based on the trailing year, UTI ELSS Tax Saver Fund has shown lower day-to-day volatility (Navi ELSS Tax Saver Nifty50 Index Fund: 14.3%, UTI ELSS Tax Saver Fund: 14.0% annualised). Volatility and drawdowns describe past behaviour, not future safety — both funds carry the market risk of their category.
Can I invest in both Navi ELSS Tax Saver Nifty50 Index Fund and UTI ELSS Tax Saver Fund?
Yes — many investors split a SIP across two funds. If both funds are from the same category, remember they will hold overlapping stocks, so diversification benefits may be smaller than they appear. Check each scheme's portfolio before doubling up within one category.
More ELSS comparisons
Returns, volatility and drawdowns are computed from official AMFI NAV history for direct-growth plans and may differ slightly from fund-house factsheets due to date conventions. Mutual fund investments are subject to market risks. This comparison is for informational purposes only — not investment advice.