SBI Dividend Yield Fund vs UTI-Dividend Yield Fund.-Growth
Dividend Yield Fund · Direct Plan – Growth · Compared on official AMFI NAV data · NAVs as of 13-Jul-2026
| Metric | SBI Dividend Yield Fund | UTI-Dividend Yield Fund.-Growth |
|---|---|---|
| Latest NAV | ₹15.96 | ₹192.36 |
| 1-Year Return | +2.58% | +0.12% |
| 3-Year Return (CAGR) | +12.55% | +17.90% |
| 5-Year Return (CAGR) | N/A | N/A |
| Volatility (1Y, annualised) | 11.6% | 11.1% |
| Max Drawdown | −17.8% | −18.2% |
| Fund House | SBI Mutual Fund | UTI Mutual Fund |
Growth of ₹10,000
If you had invested ₹10,000 in each fund
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SBI Dividend Yield Fund vs UTI-Dividend Yield Fund.-Growth: which is better?
SBI Dividend Yield Fund and UTI-Dividend Yield Fund.-Growth are both dividend yield fund mutual funds (direct plan, growth option). This comparison uses each fund's official AMFI NAV history — the same daily data the fund houses publish — to compare returns, volatility and drawdowns side by side.
On 3-year returns (annualised), UTI-Dividend Yield Fund.-Growth leads with +17.90% against +12.55% — a gap of about 5.35 percentage points per year over that period.
UTI-Dividend Yield Fund.-Growth has been the steadier fund over the past year, with annualised volatility of 11.1% versus 11.6%. Looking at worst falls, SBI Dividend Yield Fund's deepest drawdown in the stored history is −17.8% against −18.2% for UTI-Dividend Yield Fund.-Growth.
Which fund suits you depends on your horizon and appetite for swings: the higher-return fund is only the better pick if you can hold through its rougher months. Use the ₹10,000 growth chart above to see how each fund actually behaved through market cycles, and consider consulting a SEBI-registered adviser before investing. This comparison is informational, not investment advice.
Key takeaways
- UTI-Dividend Yield Fund.-Growth has delivered higher 3-year returns (+17.90% vs +12.55%).
- UTI-Dividend Yield Fund.-Growth has shown lower volatility over the trailing year.
- SBI Dividend Yield Fund has had the shallower maximum drawdown (−17.8%).
Frequently Asked Questions
Which fund has given higher returns — SBI Dividend Yield Fund or UTI-Dividend Yield Fund.-Growth?
Over the past 3 year period, UTI-Dividend Yield Fund.-Growth has delivered higher returns: +17.90% versus +12.55% annualised. Past performance does not guarantee future results.
Which fund is less risky — SBI Dividend Yield Fund or UTI-Dividend Yield Fund.-Growth?
Based on the trailing year, UTI-Dividend Yield Fund.-Growth has shown lower day-to-day volatility (SBI Dividend Yield Fund: 11.6%, UTI-Dividend Yield Fund.-Growth: 11.1% annualised). Volatility and drawdowns describe past behaviour, not future safety — both funds carry the market risk of their category.
Can I invest in both SBI Dividend Yield Fund and UTI-Dividend Yield Fund.-Growth?
Yes — many investors split a SIP across two funds. If both funds are from the same category, remember they will hold overlapping stocks, so diversification benefits may be smaller than they appear. Check each scheme's portfolio before doubling up within one category.
More Dividend Yield Fund comparisons
Returns, volatility and drawdowns are computed from official AMFI NAV history for direct-growth plans and may differ slightly from fund-house factsheets due to date conventions. Mutual fund investments are subject to market risks. This comparison is for informational purposes only — not investment advice.