Best Banking and PSU Debt Fund in 2026
Top performers by 3-year CAGR · Direct-Growth · NAV as of 30-Oct-2026
This list ranks the 15 banking and psu debt fund on MoneyDock by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. UTI Banking & PSU Debt Fund currently leads with +7.68%.
Returns measure past performance only and should be one input among many — also weigh expense ratio, risk, fund house track record and how the fund fits your goals. Past performance does not guarantee future results.
| # | Fund | 3Y CAGR Return | NAV |
|---|---|---|---|
| 1 | +7.68% | ₹24.15 | |
| 2 | +7.34% | ₹40.02 | |
| 3 | +7.22% | ₹3,539.2 | |
| 4 | +7.18% | ₹27.16 | |
| 5 | +7.18% | ₹27.11 | |
| 6 | +7.18% | ₹36.33 | |
| 7 | +7.08% | ₹46.41 | |
| 8 | +7.08% | ₹2,568.46 | |
| 9 | +7.07% | ₹22.84 | |
| 10 | +6.98% | ₹402.77 | |
| 11 | +6.92% | ₹27.14 | |
| 12 | +6.91% | ₹2,887.85 | |
| 13 | +6.84% | ₹13.99 | |
| 14 | +6.79% | ₹26.17 | |
| 15 | +6.50% | ₹12.83 |
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Frequently Asked Questions
Which is the best banking and psu debt fund in 2026?
By 3-year CAGR, UTI Banking & PSU Debt Fund currently tops this list with +7.68%. Rankings are based on past NAV performance and refresh daily — they are not a recommendation.
How are these funds ranked?
Funds are ranked purely by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. We rank over the longest period the available history supports and extend toward longer 1-, 3- and 5-year windows as more NAV data is collected. Past performance does not guarantee future results.
Are these Direct or Regular plans?
All returns shown are for the Direct-Growth plan, which carries no distributor commission and therefore has a lower expense ratio and typically higher long-term returns than the Regular plan.
Returns are computed from AMFI NAV history for the Direct-Growth plan and rank past performance only. This is not investment advice — mutual fund investments are subject to market risks; read all scheme-related documents carefully.