Best Banking and PSU Fund in 2026
Top performers by 3-year CAGR · Direct-Growth · NAV as of 09-Nov-2026
This list ranks the 4 banking and psu fund on MoneyDock by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. Franklin India Banking & PSU Debt Fund currently leads with +7.69%.
Returns measure past performance only and should be one input among many — also weigh expense ratio, risk, fund house track record and how the fund fits your goals. Past performance does not guarantee future results.
| # | Fund | 3Y CAGR Return | NAV |
|---|---|---|---|
| 1 | +7.69% | ₹25.4 | |
| 2 | +7.57% | ₹73.22 | |
| 3 | +7.28% | ₹25.58 | |
| 4 | IT ITI Banking & PSU Debt Fund | +7.22% | ₹14.29 |
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Frequently Asked Questions
Which is the best banking and psu fund in 2026?
By 3-year CAGR, Franklin India Banking & PSU Debt Fund currently tops this list with +7.69%. Rankings are based on past NAV performance and refresh daily — they are not a recommendation.
How are these funds ranked?
Funds are ranked purely by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. We rank over the longest period the available history supports and extend toward longer 1-, 3- and 5-year windows as more NAV data is collected. Past performance does not guarantee future results.
Are these Direct or Regular plans?
All returns shown are for the Direct-Growth plan, which carries no distributor commission and therefore has a lower expense ratio and typically higher long-term returns than the Regular plan.
Returns are computed from AMFI NAV history for the Direct-Growth plan and rank past performance only. This is not investment advice — mutual fund investments are subject to market risks; read all scheme-related documents carefully.