Best Credit Risk Fund in 2026
Top performers by 3-year CAGR · Direct-Growth · NAV as of 12-Aug-2026
This list ranks the 13 credit risk fund on MoneyDock by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. DSP Credit Risk Fund currently leads with +17.29%.
Returns measure past performance only and should be one input among many — also weigh expense ratio, risk, fund house track record and how the fund fits your goals. Past performance does not guarantee future results.
| # | Fund | 3Y CAGR Return | NAV |
|---|---|---|---|
| 1 | +17.29% | ₹60.7 | |
| 2 | +13.56% | ₹28.06 | |
| 3 | +12.24% | ₹37.66 | |
| 4 | +10.06% | ₹2,349.38 | |
| 5 | +9.61% | ₹38.61 | |
| 6 | +9.42% | ₹42.19 | |
| 7 | +9.16% | ₹26.36 | |
| 8 | +9.11% | ₹36.25 | |
| 9 | +8.85% | ₹53.95 | |
| 10 | +8.71% | ₹26.41 | |
| 11 | +8.64% | ₹28.3 | |
| 12 | +8.22% | ₹20.83 | |
| 13 | +7.60% | ₹19.06 |
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Frequently Asked Questions
Which is the best credit risk fund in 2026?
By 3-year CAGR, DSP Credit Risk Fund currently tops this list with +17.29%. Rankings are based on past NAV performance and refresh daily — they are not a recommendation.
How are these funds ranked?
Funds are ranked purely by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. We rank over the longest period the available history supports and extend toward longer 1-, 3- and 5-year windows as more NAV data is collected. Past performance does not guarantee future results.
Are these Direct or Regular plans?
All returns shown are for the Direct-Growth plan, which carries no distributor commission and therefore has a lower expense ratio and typically higher long-term returns than the Regular plan.
Returns are computed from AMFI NAV history for the Direct-Growth plan and rank past performance only. This is not investment advice — mutual fund investments are subject to market risks; read all scheme-related documents carefully.