Best Credit Risk Fund in 2026
Top performers by 3-year CAGR · Direct-Growth · NAV as of 14-Aug-2026
This list ranks the 13 credit risk fund on MoneyDock by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. DSP Credit Risk Fund currently leads with +17.29%.
Returns measure past performance only and should be one input among many — also weigh expense ratio, risk, fund house track record and how the fund fits your goals. Past performance does not guarantee future results.
| # | Fund | 3Y CAGR Return | NAV |
|---|---|---|---|
| 1 | +17.29% | ₹60.77 | |
| 2 | +13.56% | ₹28.11 | |
| 3 | +12.26% | ₹37.69 | |
| 4 | +10.06% | ₹2,352.26 | |
| 5 | +9.69% | ₹38.69 | |
| 6 | +9.42% | ₹42.24 | |
| 7 | +9.19% | ₹36.32 | |
| 8 | +9.16% | ₹26.4 | |
| 9 | +8.99% | ₹54.07 | |
| 10 | +8.75% | ₹28.35 | |
| 11 | +8.71% | ₹26.42 | |
| 12 | +8.22% | ₹20.85 | |
| 13 | +7.70% | ₹19.07 |
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Frequently Asked Questions
Which is the best credit risk fund in 2026?
By 3-year CAGR, DSP Credit Risk Fund currently tops this list with +17.29%. Rankings are based on past NAV performance and refresh daily — they are not a recommendation.
How are these funds ranked?
Funds are ranked purely by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. We rank over the longest period the available history supports and extend toward longer 1-, 3- and 5-year windows as more NAV data is collected. Past performance does not guarantee future results.
Are these Direct or Regular plans?
All returns shown are for the Direct-Growth plan, which carries no distributor commission and therefore has a lower expense ratio and typically higher long-term returns than the Regular plan.
Returns are computed from AMFI NAV history for the Direct-Growth plan and rank past performance only. This is not investment advice — mutual fund investments are subject to market risks; read all scheme-related documents carefully.