Best Floating Interest Rates Fund in 2026
Top performers by 3-year CAGR · Direct-Growth · NAV as of 28-Oct-2026
This list ranks the 12 floating interest rates fund on MoneyDock by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. Franklin India Floating Interest Rates Fund currently leads with +8.29%.
Returns measure past performance only and should be one input among many — also weigh expense ratio, risk, fund house track record and how the fund fits your goals. Past performance does not guarantee future results.
| # | Fund | 3Y CAGR Return | NAV |
|---|---|---|---|
| 1 | +8.29% | ₹48.23 | |
| 2 | +8.19% | ₹1,421.09 | |
| 3 | +7.87% | ₹14.26 | |
| 4 | +7.87% | ₹500.65 | |
| 5 | +7.82% | ₹1,666.14 | |
| 6 | +7.66% | ₹54.81 | |
| 7 | +7.64% | ₹386.25 | |
| 8 | +7.62% | ₹14.23 | |
| 9 | +7.59% | ₹13.99 | |
| 10 | +7.52% | ₹14.51 | |
| 11 | +7.52% | ₹50.86 | |
| 12 | +7.29% | ₹1,688.5 |
Plan an investment in floating interest rates fund
Frequently Asked Questions
Which is the best floating interest rates fund in 2026?
By 3-year CAGR, Franklin India Floating Interest Rates Fund currently tops this list with +8.29%. Rankings are based on past NAV performance and refresh daily — they are not a recommendation.
How are these funds ranked?
Funds are ranked purely by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. We rank over the longest period the available history supports and extend toward longer 1-, 3- and 5-year windows as more NAV data is collected. Past performance does not guarantee future results.
Are these Direct or Regular plans?
All returns shown are for the Direct-Growth plan, which carries no distributor commission and therefore has a lower expense ratio and typically higher long-term returns than the Regular plan.
Returns are computed from AMFI NAV history for the Direct-Growth plan and rank past performance only. This is not investment advice — mutual fund investments are subject to market risks; read all scheme-related documents carefully.