Best Gilt Fund in 2026

Top performers by 3-year CAGR · Direct-Growth · NAV as of 14-Aug-2026

This list ranks the 22 gilt fund on MoneyDock by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. Bandhan Gilt Fund currently leads with +8.75%.

Returns measure past performance only and should be one input among many — also weigh expense ratio, risk, fund house track record and how the fund fits your goals. Past performance does not guarantee future results.

#	Fund	3Y CAGR Return	NAV
1	Bandhan Gilt Fund	+8.75%	₹41.31
2	ICICI Prudential Gilt Fund	+8.33%	₹118.4
3	Axis Gilt Fund	+7.66%	₹28.78
4	HDFC Gilt Fund - Growth Option	+7.35%	₹61.29
5	Invesco India Gilt Fund	+7.33%	₹3,287.42
6	DSP Gilt Fund	+7.31%	₹107.41
7	Tata Gilt Securities Fund	+7.25%	₹92.19
8	UTI - Gilt Fund	+7.22%	₹68.81
9	SBI Gilt Fund	+7.20%	₹73.18
10	Baroda BNP Paribas Gilt Fund	+7.03%	₹48.81
11	PGIM India Gilt Fund	+6.95%	₹33.88
12	Nippon India Gilt Fund	+6.86%	₹44.91
13	Kotak Gilt-Investment Provident Fund and Trust-Growth	+6.75%	₹115.55
14	Kotak Gilt-Investment Regular-Growth	+6.75%	₹112.82
15	Franklin India Government Securities Fund	+6.75%	₹67.96
16	Edelweiss Government Securities Fund	+6.72%	₹27.05
17	quant Gilt Fund - Growth Option	+6.69%	₹12.65
18	HSBC Gilt Fund	+6.69%	₹78.39
19	Canara Robeco Gilt Fund	+6.57%	₹83.86
20	Aditya Birla Sun Life Government Securities Fund - Growth	+6.26%	₹89.84
21	LIC MF Gilt Fund	+5.87%	₹67.64
22	Union Gilt Fund	+5.68%	₹12.69

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Frequently Asked Questions

Which is the best gilt fund in 2026?

By 3-year CAGR, Bandhan Gilt Fund currently tops this list with +8.75%. Rankings are based on past NAV performance and refresh daily — they are not a recommendation.

How are these funds ranked?

Funds are ranked purely by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. We rank over the longest period the available history supports and extend toward longer 1-, 3- and 5-year windows as more NAV data is collected. Past performance does not guarantee future results.

Are these Direct or Regular plans?

All returns shown are for the Direct-Growth plan, which carries no distributor commission and therefore has a lower expense ratio and typically higher long-term returns than the Regular plan.

Returns are computed from AMFI NAV history for the Direct-Growth plan and rank past performance only. This is not investment advice — mutual fund investments are subject to market risks; read all scheme-related documents carefully.