Best Gilt Fund in 2026

Top performers by 3-year CAGR · Direct-Growth · NAV as of 09-Nov-2026

This list ranks the 22 gilt fund on MoneyDock by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. Bandhan Gilt Fund currently leads with +8.18%.

Returns measure past performance only and should be one input among many — also weigh expense ratio, risk, fund house track record and how the fund fits your goals. Past performance does not guarantee future results.

#	Fund	3Y CAGR Return	NAV
1	Bandhan Gilt Fund	+8.18%	₹41.1
2	Axis Gilt Fund	+7.37%	₹28.69
3	ICICI Prudential Gilt Fund	+7.04%	₹116.53
4	SBI Gilt Fund	+6.86%	₹73.27
5	Baroda BNP Paribas Gilt Fund	+6.85%	₹48.62
6	UTI - Gilt Fund	+6.78%	₹68.39
7	Invesco India Gilt Fund	+6.72%	₹3,232.37
8	Nippon India Gilt Fund	+6.66%	₹44.55
9	PGIM India Gilt Fund	+6.53%	₹33.66
10	Tata Gilt Fund	+6.49%	₹90.42
11	HDFC Gilt Fund	+6.48%	₹60.32
12	Franklin India Gilt Fund	+6.35%	₹67.47
13	DSP Gilt Fund	+6.34%	₹105
14	Edelweiss Gilt Fund	+6.28%	₹26.68
15	Canara Robeco Gilt Fund	+6.11%	₹83.95
16	Kotak Gilt Fund	+6.08%	₹114.99
17	Kotak Gilt Fund	+6.08%	₹112.27
18	HSBC Gilt Fund	+6.07%	₹77.73
19	quant Gilt Fund	+6.03%	₹12.58
20	LIC MF Gilt Fund	+5.90%	₹67.44
21	Aditya Birla Sun Life Gilt Fund	+5.87%	₹88.52
22	Union Gilt Fund	+5.35%	₹12.48

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Frequently Asked Questions

Which is the best gilt fund in 2026?

By 3-year CAGR, Bandhan Gilt Fund currently tops this list with +8.18%. Rankings are based on past NAV performance and refresh daily — they are not a recommendation.

How are these funds ranked?

Funds are ranked purely by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. We rank over the longest period the available history supports and extend toward longer 1-, 3- and 5-year windows as more NAV data is collected. Past performance does not guarantee future results.

Are these Direct or Regular plans?

All returns shown are for the Direct-Growth plan, which carries no distributor commission and therefore has a lower expense ratio and typically higher long-term returns than the Regular plan.

Returns are computed from AMFI NAV history for the Direct-Growth plan and rank past performance only. This is not investment advice — mutual fund investments are subject to market risks; read all scheme-related documents carefully.