Best Gilt Fund in 2026

Top performers by 3-year CAGR · Direct-Growth · NAV as of 12-Aug-2026

This list ranks the 22 gilt fund on MoneyDock by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. Bandhan Gilt Fund currently leads with +8.29%.

Returns measure past performance only and should be one input among many — also weigh expense ratio, risk, fund house track record and how the fund fits your goals. Past performance does not guarantee future results.

#	Fund	3Y CAGR Return	NAV
1	Bandhan Gilt Fund	+8.29%	₹41.13
2	ICICI Prudential Gilt Fund	+8.08%	₹118.07
3	Axis Gilt Fund	+7.66%	₹28.71
4	Invesco India Gilt Fund	+7.33%	₹3,273.21
5	DSP Gilt Fund	+7.31%	₹106.94
6	Tata Gilt Securities Fund	+7.25%	₹91.78
7	UTI - Gilt Fund	+7.22%	₹68.68
8	HDFC Gilt Fund - Growth Option	+7.08%	₹61.1
9	Baroda BNP Paribas Gilt Fund	+7.03%	₹48.7
10	PGIM India Gilt Fund	+6.95%	₹33.8
11	SBI Gilt Fund	+6.87%	₹73.03
12	Nippon India Gilt Fund	+6.86%	₹44.77
13	Franklin India Government Securities Fund	+6.75%	₹67.94
14	Edelweiss Government Securities Fund	+6.72%	₹26.99
15	HSBC Gilt Fund	+6.59%	₹78.17
16	quant Gilt Fund - Growth Option	+6.57%	₹12.64
17	Canara Robeco Gilt Fund	+6.53%	₹83.74
18	Kotak Gilt-Investment Provident Fund and Trust-Growth	+6.51%	₹115.18
19	Kotak Gilt-Investment Regular-Growth	+6.50%	₹112.46
20	Aditya Birla Sun Life Government Securities Fund - Growth	+6.26%	₹89.45
21	LIC MF Gilt Fund	+5.87%	₹67.36
22	Union Gilt Fund	+5.68%	₹12.63

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Frequently Asked Questions

Which is the best gilt fund in 2026?

By 3-year CAGR, Bandhan Gilt Fund currently tops this list with +8.29%. Rankings are based on past NAV performance and refresh daily — they are not a recommendation.

How are these funds ranked?

Funds are ranked purely by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. We rank over the longest period the available history supports and extend toward longer 1-, 3- and 5-year windows as more NAV data is collected. Past performance does not guarantee future results.

Are these Direct or Regular plans?

All returns shown are for the Direct-Growth plan, which carries no distributor commission and therefore has a lower expense ratio and typically higher long-term returns than the Regular plan.

Returns are computed from AMFI NAV history for the Direct-Growth plan and rank past performance only. This is not investment advice — mutual fund investments are subject to market risks; read all scheme-related documents carefully.