Best Gilt Fund in 2026

Top performers by 3-month return · Direct-Growth · NAV as of 25-Jun-2026

This list ranks the 24 gilt fund on MoneyDock by their 3-month return, computed from AMFI NAV history for the Direct-Growth plan. Bandhan Gilt Fund currently leads with +6.02%.

Returns measure past performance only and should be one input among many — also weigh expense ratio, risk, fund house track record and how the fund fits your goals. Past performance does not guarantee future results.

#	Fund	3M Return	NAV
1	Bandhan Gilt Fund	+6.02%	₹40.92
2	Union Gilt Fund	+5.10%	₹12.57
3	DSP Gilt Fund	+5.05%	₹105.93
4	Tata Gilt Securities Fund	+5.04%	₹90.66
5	Aditya Birla Sun Life Government Securities Fund - Growth	+4.92%	₹88.94
6	Invesco India Gilt Fund	+4.88%	₹3,245.41
7	LIC MF Gilt Fund	+4.75%	₹66.96
8	Axis Gilt Fund	+4.50%	₹28.55
9	Nippon India Gilt Fund	+4.30%	₹44.4
10	Bajaj Finserv Gilt Fund	+4.21%	₹1,074.67
11	ICICI Prudential Gilt Fund	+4.08%	₹116.75
12	Kotak Gilt-Investment Provident Fund and Trust-Growth	+3.96%	₹113.94
13	Kotak Gilt-Investment Regular-Growth	+3.96%	₹111.24
14	HDFC Gilt Fund - Growth Option	+3.95%	₹60.54
15	Baroda BNP Paribas GILT FUND	+3.65%	₹48.4
16	HSBC Gilt Fund	+3.61%	₹77.52
17	Edelweiss Government Securities Fund	+3.59%	₹26.8
18	PGIM India Gilt Fund	+3.29%	₹33.49
19	quant Gilt Fund - Growth Option	+3.02%	₹12.53
20	SBI GILT FUND	+2.97%	₹72.4
21	UTI - GILT FUND	+2.83%	₹68.14
22	Franklin India Government Securities Fund	+2.81%	₹67
23	CANARA ROBECO GILT FUND	+2.23%	₹83.06
24	Groww Gilt Fund	+2.08%	₹10.03

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Frequently Asked Questions

Which is the best gilt fund in 2026?

By 3-month return, Bandhan Gilt Fund currently tops this list with +6.02%. Rankings are based on past NAV performance and refresh daily — they are not a recommendation.

How are these funds ranked?

Funds are ranked purely by their 3-month return, computed from AMFI NAV history for the Direct-Growth plan. We rank over the longest period the available history supports and extend toward longer 1-, 3- and 5-year windows as more NAV data is collected. Past performance does not guarantee future results.

Are these Direct or Regular plans?

All returns shown are for the Direct-Growth plan, which carries no distributor commission and therefore has a lower expense ratio and typically higher long-term returns than the Regular plan.

Returns are computed from AMFI NAV history for the Direct-Growth plan and rank past performance only. This is not investment advice — mutual fund investments are subject to market risks; read all scheme-related documents carefully.