Best IDF in 2026

Top performers by 3-year CAGR · Direct-Growth · NAV as of 30-Jun-2026

This list ranks the 38 idf on MoneyDock by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. Nippon India Fixed Maturity Plan-Xlv-Series 5 currently leads with +9.16%.

Returns measure past performance only and should be one input among many — also weigh expense ratio, risk, fund house track record and how the fund fits your goals. Past performance does not guarantee future results.

#	Fund	3Y CAGR Return	NAV
1	Nippon India Fixed Maturity Plan-Xlv-Series 5	+9.16%	₹13.31
2	Trustmf Fixed Maturity Plan -Series II (1196 Days)	+8.57%	₹1,298.7
3	Kotak FMP Series 304	+8.35%	₹13.38
4	Nippon India Fixed Maturity Plan Xli - Series 8	+8.08%	₹17.81
5	Nippon India Fixed Maturity Plan-Xliii-Series 5	+7.98%	₹13.55
6	Nippon India Fixed Maturity Plan-Xliv-Series 1	+7.87%	₹13.38
7	UTI Fixed Term Income Fund Series Xxxvi - I (1574 Days)	+7.85%	₹13.02
8	Nippon India Fixed Maturity Plan - Xliii - Series 1	+7.30%	₹13.41
9	UTI Annual Interval Fund - I	+6.51%	₹36.83
10	SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days)	+5.70%	₹17.77
11	SBI Fixed Maturity Plan (FMP) - Series 34 (3682 Days)	+5.68%	₹14.95
12	SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days)	+5.63%	₹17.28
13	SBI Fixed Maturity Plan (FMP)- Series 61 (1927 Days)	+5.45%	₹13.3
14	SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days)	+5.43%	₹13.25
15	SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days)	+5.32%	₹13.34
16	SBI Fixed Maturity Plan (FMP) - Series 57 (1835 Days)	+5.31%	₹13.22
17	SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days)	+5.29%	₹13.34
18	SBI Fixed Maturity Plan (FMP) - Series 55 (1849 Days)	+5.28%	₹13.31
19	SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)	+5.25%	₹13.35
20	SBI Fixed Maturity Plan (FMP) - Series 51 (1846 Days)	+5.21%	₹13.35
21	SBI Fixed Maturity Plan (FMP) - Series 52 (1848 Days)	+5.20%	₹13.33
22	SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days)	+5.19%	₹13.36
23	SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days)	+5.16%	₹13.49
24	SBI Fixed Maturity Plan (FMP) - Series 67 (1467 Days)	+5.03%	₹13.15
25	SBI Fixed Maturity Plan (FMP) - Series 46 (1850 Days)	+4.99%	₹13.58

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Frequently Asked Questions

Which is the best idf in 2026?

By 3-year CAGR, Nippon India Fixed Maturity Plan-Xlv-Series 5 currently tops this list with +9.16%. Rankings are based on past NAV performance and refresh daily — they are not a recommendation.

How are these funds ranked?

Funds are ranked purely by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. We rank over the longest period the available history supports and extend toward longer 1-, 3- and 5-year windows as more NAV data is collected. Past performance does not guarantee future results.

Are these Direct or Regular plans?

All returns shown are for the Direct-Growth plan, which carries no distributor commission and therefore has a lower expense ratio and typically higher long-term returns than the Regular plan.

Returns are computed from AMFI NAV history for the Direct-Growth plan and rank past performance only. This is not investment advice — mutual fund investments are subject to market risks; read all scheme-related documents carefully.