MoneyDock

Best IDF in 2026

Top performers by 3-month return · Direct-Growth · NAV as of 31-Mar-2026

This list ranks the 28 idf on MoneyDock by their 3-month return, computed from AMFI NAV history for the Direct-Growth plan. Kotak FMP Series 304 currently leads with +3.46%.

Returns measure past performance only and should be one input among many — also weigh expense ratio, risk, fund house track record and how the fund fits your goals. Past performance does not guarantee future results.

#Fund3M ReturnNAV
1
Kotak Mahindra Mutual Fund logo
Kotak FMP Series 304
+3.46%₹13.25
2
Nippon India Mutual Fund logo
Nippon India Fixed Maturity Plan-XLV-Series 5
+2.56%₹13.17
3
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 34 (3682 Days)
+2.49%₹14.8
4
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days)
+2.03%₹17.14
5
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days)
+2.03%₹17.62
6
Nippon India Mutual Fund logo
Nippon India Fixed Maturity Plan XLI - Series 8
+1.85%₹17.64
7
Nippon India Mutual Fund logo
Nippon India Fixed Maturity Plan-XLIII-Series 5
+1.84%₹13.41
8
Trust Mutual Fund logo
TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)
+1.77%₹1,296.23
9
UTI Mutual Fund logo
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)
+1.72%₹12.93
10
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP)- Series 61 (1927 Days)
+1.68%₹13.2
11
Nippon India Mutual Fund logo
Nippon India Fixed Maturity Plan-XLIV-Series 1
+1.67%₹13.28
12
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days)
+1.50%₹13.16
13
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days)
+1.45%₹13.24
14
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)
+1.43%₹13.26
15
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 57 (1835 Days)
+1.42%₹13.13
16
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 55 (1849 Days)
+1.42%₹13.21
17
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 51 (1846 Days)
+1.41%₹13.26
18
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days)
+1.41%₹13.24
19
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days)
+1.40%₹13.27
20
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 52 (1848 Days)
+1.40%₹13.24
21
Nippon India Mutual Fund logo
Nippon India Fixed Maturity Plan - XLIII - Series 1
+1.37%₹13.4
22
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days)
+1.36%₹13.4
23
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 67 (1467 Days)
+1.31%₹13.08
24
SBI Mutual Fund logo
SBI Fixed Maturity Plan (FMP) - Series 46 (1850 Days)
+1.30%₹13.51
25
UTI Mutual Fund logo
UTI Annual Interval Fund - I
+1.29%₹36.6

Frequently Asked Questions

Which is the best idf in 2026?

By 3-month return, Kotak FMP Series 304 currently tops this list with +3.46%. Rankings are based on past NAV performance and refresh daily — they are not a recommendation.

How are these funds ranked?

Funds are ranked purely by their 3-month return, computed from AMFI NAV history for the Direct-Growth plan. We rank over the longest period the available history supports and extend toward longer 1-, 3- and 5-year windows as more NAV data is collected. Past performance does not guarantee future results.

Are these Direct or Regular plans?

All returns shown are for the Direct-Growth plan, which carries no distributor commission and therefore has a lower expense ratio and typically higher long-term returns than the Regular plan.

Returns are computed from AMFI NAV history for the Direct-Growth plan and rank past performance only. This is not investment advice — mutual fund investments are subject to market risks; read all scheme-related documents carefully.