MoneyDock

Best Liquid Fund in 2026

Top performers by 3-year CAGR · Direct-Growth · NAV as of 10-Nov-2026

This list ranks the 39 liquid fund on MoneyDock by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. WhiteOak Capital Liquid Fund currently leads with +5.65%.

Returns measure past performance only and should be one input among many — also weigh expense ratio, risk, fund house track record and how the fund fits your goals. Past performance does not guarantee future results.

#Fund3Y CAGR ReturnNAV
1
WhiteOak Capital Mutual Fund logo
WhiteOak Capital Liquid Fund
+5.65%₹1,534.88
2
360 ONE Mutual Fund logo
360 One Liquid Fund
+5.56%₹2,194.14
3
quant Mutual Fund logo
Quant Liquid Fund
+5.56%₹45.9
4
Groww Mutual Fund logo
Groww Liquid Fund
+5.47%₹2,781.32
5
Motilal Oswal Mutual Fund logo
Motilal Oswal Liquid Fund
+5.39%₹14.89
6
JM Financial Mutual Fund logo
JM Liquid Fund
+5.18%₹78.24
7
Aditya Birla Sun Life Mutual Fund logo
Aditya Birla Sun Life Liquid Fund
+4.91%₹463.52
8
Edelweiss Mutual Fund logo
Edelweiss Liquid Fund
+4.91%₹3,708.69
9
Axis Mutual Fund logo
Axis Liquid Fund
+4.90%₹3,192.34
10
Franklin Templeton Mutual Fund logo
Franklin India Liquid Fund
+4.90%₹4,314.17
11
PGIM India Mutual Fund logo
PGIM India Liquid Fund
+4.90%₹374.37
12
DSP Mutual Fund logo
DSP Liquid Fund
+4.89%₹4,103.12
13
Sundaram Mutual Fund logo
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)
+4.89%₹2,536.11
14
Tata Mutual Fund logo
Tata Liquid Fund
+4.89%₹4,527.8
15
Nippon India Mutual Fund logo
Nippon India Liquid Fund
+4.89%₹7,023.98
16
Union Mutual Fund logo
Union Liquid Fund
+4.87%₹2,766.87
17
Bajaj Finserv Mutual Fund logo
Bajaj Finserv Liquid Fund
+4.87%₹1,252.08
18
Canara Robeco Mutual Fund logo
Canara Robeco Liquid Fund -Unclaimed Redemption and Dividend Plan
+4.87%₹1,849.57
19
Invesco Mutual Fund logo
Invesco India Liquid Fund
+4.86%₹3,936.71
20
LIC Mutual Fund logo
LIC MF Liquid Fund
+4.86%₹5,206.54
21
HDFC Mutual Fund logo
HDFC Liquid Fund
+4.85%₹5,631.5
22
Kotak Mahindra Mutual Fund logo
Kotak Liquid Fund
+4.85%₹5,794.44
23
BO
Bank of India Liquid Fund
+4.85%₹3,304.16
24
Navi Mutual Fund logo
Navi Liquid Fund
+4.84%₹30.51
25
ICICI Prudential Mutual Fund logo
ICICI Prudential Liquid Fund -
+4.84%₹424.37

Frequently Asked Questions

Which is the best liquid fund in 2026?

By 3-year CAGR, WhiteOak Capital Liquid Fund currently tops this list with +5.65%. Rankings are based on past NAV performance and refresh daily — they are not a recommendation.

How are these funds ranked?

Funds are ranked purely by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. We rank over the longest period the available history supports and extend toward longer 1-, 3- and 5-year windows as more NAV data is collected. Past performance does not guarantee future results.

Are these Direct or Regular plans?

All returns shown are for the Direct-Growth plan, which carries no distributor commission and therefore has a lower expense ratio and typically higher long-term returns than the Regular plan.

Returns are computed from AMFI NAV history for the Direct-Growth plan and rank past performance only. This is not investment advice — mutual fund investments are subject to market risks; read all scheme-related documents carefully.