Best Short Term Fund in 2026
Top performers by 3-year CAGR · Direct-Growth · NAV as of 30-Oct-2026
This list ranks the 19 short term fund on MoneyDock by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. Bandhan Short Term Fund currently leads with +7.75%.
Returns measure past performance only and should be one input among many — also weigh expense ratio, risk, fund house track record and how the fund fits your goals. Past performance does not guarantee future results.
| # | Fund | 3Y CAGR Return | NAV |
|---|---|---|---|
| 1 | +7.75% | ₹65.95 | |
| 2 | +7.73% | ₹36.27 | |
| 3 | +7.68% | ₹14.25 | |
| 4 | +7.67% | ₹61.44 | |
| 5 | +7.65% | ₹2,566.81 | |
| 6 | BO Bank of India Short Term Fund | +7.64% | ₹31.02 |
| 7 | +7.56% | ₹33.98 | |
| 8 | +7.54% | ₹16.64 | |
| 9 | +7.50% | ₹51.29 | |
| 10 | +7.46% | ₹35.3 | |
| 11 | +7.45% | ₹61.26 | |
| 12 | +7.36% | ₹35.99 | |
| 13 | +7.30% | ₹17.75 | |
| 14 | +7.25% | ₹4,187.41 | |
| 15 | +7.25% | ₹1,364.61 | |
| 16 | +7.21% | ₹56.37 | |
| 17 | +7.21% | ₹36.38 | |
| 18 | +7.18% | ₹13.14 | |
| 19 | +7.09% | ₹29.58 |
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Frequently Asked Questions
Which is the best short term fund in 2026?
By 3-year CAGR, Bandhan Short Term Fund currently tops this list with +7.75%. Rankings are based on past NAV performance and refresh daily — they are not a recommendation.
How are these funds ranked?
Funds are ranked purely by their 3-year CAGR, computed from AMFI NAV history for the Direct-Growth plan. We rank over the longest period the available history supports and extend toward longer 1-, 3- and 5-year windows as more NAV data is collected. Past performance does not guarantee future results.
Are these Direct or Regular plans?
All returns shown are for the Direct-Growth plan, which carries no distributor commission and therefore has a lower expense ratio and typically higher long-term returns than the Regular plan.
Returns are computed from AMFI NAV history for the Direct-Growth plan and rank past performance only. This is not investment advice — mutual fund investments are subject to market risks; read all scheme-related documents carefully.