PGIM India Retirement Fund SIP Calculator & Real Returns
Retirement Fund · Direct Plan – Growth · Latest NAV ₹12.97 (12-Aug-2026)
This page backtests a real monthly SIP in PGIM India Retirement Fund (direct plan, growth) against the fund's official AMFI NAV history — buying on the first available NAV of each month — instead of assuming a generic 12% return.
PGIM India Retirement Fund has about 2 years of tracked NAV history, so longer backtests will appear here as more history accumulates.
What a ₹10,000 monthly SIP actually did
| Started | Invested | Value today | Absolute return | XIRR |
|---|---|---|---|---|
| 1 year ago | ₹1,20,000 | ₹1,28,732 | +7.3% | +15.96% |
Backtest buys on the first available NAV of each month and values the units at the latest NAV. Longer periods appear as NAV history accumulates.
Try your own amount
Frequently Asked Questions
What is the 1-year SIP return of PGIM India Retirement Fund?
Based on actual NAV history, a ₹10,000 monthly SIP in PGIM India Retirement Fund over the last 1 year (₹1,20,000 invested) would be worth about ₹1,28,732, an XIRR of +15.96%. Past performance does not guarantee future results.
Is a SIP in PGIM India Retirement Fund safe?
PGIM India Retirement Fund is a Retirement Fund fund, and its value moves with the market — SIPs spread your purchases over time but do not remove market risk. Review the scheme document and consider consulting a SEBI-registered adviser before investing.
Mutual fund investments are subject to market risks — read all scheme-related documents carefully. This tool is for information and education only and is not investment advice or a recommendation of any scheme.