SBI Nifty India Consumption Index Fund SIP Calculator & Real Returns
Index Funds · Direct Plan – Growth · Latest NAV ₹10.57 (12-Aug-2026)
This page backtests a real monthly SIP in SBI Nifty India Consumption Index Fund (direct plan, growth) against the fund's official AMFI NAV history — buying on the first available NAV of each month — instead of assuming a generic 12% return.
SBI Nifty India Consumption Index Fund has about 1 year of tracked NAV history, so longer backtests will appear here as more history accumulates.
What a ₹10,000 monthly SIP actually did
| Started | Invested | Value today | Absolute return | XIRR |
|---|---|---|---|---|
| 1 year ago | ₹1,20,000 | ₹1,24,638 | +3.9% | +8.37% |
Backtest buys on the first available NAV of each month and values the units at the latest NAV. Longer periods appear as NAV history accumulates.
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Frequently Asked Questions
What is the 1-year SIP return of SBI Nifty India Consumption Index Fund?
Based on actual NAV history, a ₹10,000 monthly SIP in SBI Nifty India Consumption Index Fund over the last 1 year (₹1,20,000 invested) would be worth about ₹1,24,638, an XIRR of +8.37%. Past performance does not guarantee future results.
Is a SIP in SBI Nifty India Consumption Index Fund safe?
SBI Nifty India Consumption Index Fund is a Index Funds fund, and its value moves with the market — SIPs spread your purchases over time but do not remove market risk. Review the scheme document and consider consulting a SEBI-registered adviser before investing.
Mutual fund investments are subject to market risks — read all scheme-related documents carefully. This tool is for information and education only and is not investment advice or a recommendation of any scheme.