Tata Retirement Savings Fund- Conservative Plan
Tata
Tata Retirement Savings Fund- Conservative Plan NAV
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Tata Retirement Savings Fund- Conservative Plan overview
Tata Retirement Savings Fund- Conservative Plan is a mutual fund scheme in the Retirement Fund category, managed by Tata Mutual Fund. The Direct-Growth plan shown here had a Net Asset Value (NAV) of ₹39.2622 as of 12-Aug-2026.
Based on its NAV history, Tata Retirement Savings Fund- Conservative Plan has delivered +1.72% (1 Month), +4.56% (6 Month), +4.99% (1 Year), +9.40% (3 Year). Past performance does not guarantee future results.
This scheme invests according to its stated mandate. Review the scheme information document to understand its specific risk profile.
Because this is a Direct plan, it carries no distributor commission — its expense ratio is lower and its long-term returns are typically higher than the equivalent Regular plan of the same scheme.
Returns
1 Month
+1.72%
6 Month
+4.56%
1 Year
+4.99%
3 Year (CAGR)
+9.40%
Computed from NAV history (Direct-Growth). Past performance is not indicative of future returns.
Tata Retirement Savings Fund- Conservative Plan: strengths and trade-offs
What the data supports
- Has delivered 9.4% annualised over the trailing 3-year period.
- Day-to-day movement has been relatively contained, with annualised volatility of 4.8%.
- Its worst peak-to-trough fall in the tracked history has been limited to 5.1%.
Who this may suit
- Parents or savers earmarking money for a specific long-term goal such as education or retirement.
- Investors who see a mandatory lock-in as helpful discipline rather than a constraint.
- Anyone who may need access to this money before the scheme’s lock-in ends.
These considerations are derived from the figures on this page, not personalised recommendations — your own goals, horizon and tax position should drive any decision. Any single holding should form only part of a diversified portfolio.
Key facts
- Fund house
- Tata Mutual Fund
- Category
- Retirement Fund
- Plan
- Direct · Growth
- Risk level
- Moderate
- Latest NAV
- ₹39.2622
- NAV date
- 12-Aug-2026
- AMFI scheme code
- 119256
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Frequently Asked Questions
What is the NAV of Tata Retirement Savings Fund- Conservative Plan today?
As of 12-Aug-2026, the Net Asset Value (NAV) of Tata Retirement Savings Fund- Conservative Plan (Direct-Growth plan) is ₹39.2622. NAV is declared once per business day by the fund house.
What are the historical returns of Tata Retirement Savings Fund- Conservative Plan?
Based on NAV history, Tata Retirement Savings Fund- Conservative Plan has delivered 1 Month +1.72%, 6 Month +4.56%, 1 Year +4.99%, 3 Year +9.40%. Past performance does not guarantee future results.
Which category does Tata Retirement Savings Fund- Conservative Plan belong to?
Tata Retirement Savings Fund- Conservative Plan is a Retirement Fund scheme managed by Tata Mutual Fund.
What is the difference between the Direct and Regular plan?
The Direct plan shown here has a lower expense ratio because it carries no distributor commission, so its NAV and long-term returns are typically higher than the Regular plan of the same fund.
How can I invest in Tata Retirement Savings Fund- Conservative Plan?
You can invest via SIP or lumpsum through any SEBI-registered platform or directly with Tata Mutual Fund. Use MoneyDock's free SIP and lumpsum calculators to estimate your potential returns first.
NAV data sourced from the Association of Mutual Funds in India (AMFI) daily NAV file. Returns, volatility and drawdown are computed by MoneyDock from that published NAV history for the Direct-Growth plan. For informational purposes only — not investment advice. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.