UTI Banking and Financial Services Fund
UTI
UTI Banking and Financial Services Fund NAV
—
UTI Banking and Financial Services Fund overview
UTI Banking and Financial Services Fund is a mutual fund scheme in the Sectoral/ Thematic category, managed by UTI Mutual Fund. The Direct-Growth plan shown here had a Net Asset Value (NAV) of ₹228.7008 as of 12-Aug-2026.
Based on its NAV history, UTI Banking and Financial Services Fund has delivered +3.40% (1 Month), +2.31% (6 Month), +5.23% (1 Year), +14.74% (3 Year). Past performance does not guarantee future results.
Sectoral and thematic funds concentrate on a single sector or theme. Returns can be strong when that theme performs well, but concentration also raises risk.
Because this is a Direct plan, it carries no distributor commission — its expense ratio is lower and its long-term returns are typically higher than the equivalent Regular plan of the same scheme.
Returns
1 Month
+3.40%
6 Month
+2.31%
1 Year
+5.23%
3 Year (CAGR)
+14.74%
Computed from NAV history (Direct-Growth). Past performance is not indicative of future returns.
UTI Banking and Financial Services Fund: strengths and trade-offs
What the data supports
- Has compounded at 14.7% a year over the trailing 3-year period — a strong long-horizon record for a sectoral/ thematic.
What to weigh carefully
- The past year (5.2%) has lagged its longer-term average of 14.7% — recent conditions have been less favourable.
Who this may suit
- Investors with a horizon of five years or more who are investing for growth.
- Those who already hold an emergency fund and can leave this money untouched through market falls.
- Those comfortable with a "Very High" risk profile as classified for this category.
- Money you may need within the next two to three years.
These considerations are derived from the figures on this page, not personalised recommendations — your own goals, horizon and tax position should drive any decision. Any single holding should form only part of a diversified portfolio.
Key facts
- Fund house
- UTI Mutual Fund
- Category
- Sectoral/ Thematic
- Plan
- Direct · Growth
- Risk level
- Very High
- Latest NAV
- ₹228.7008
- NAV date
- 12-Aug-2026
- AMFI scheme code
- 120733
Plan your investment in UTI Banking and Financial Services Fund
Estimate what a monthly SIP or a one-time investment in this fund could grow to.
Other Sectoral/ Thematic Funds
Frequently Asked Questions
What is the NAV of UTI Banking and Financial Services Fund today?
As of 12-Aug-2026, the Net Asset Value (NAV) of UTI Banking and Financial Services Fund (Direct-Growth plan) is ₹228.7008. NAV is declared once per business day by the fund house.
What are the historical returns of UTI Banking and Financial Services Fund?
Based on NAV history, UTI Banking and Financial Services Fund has delivered 1 Month +3.40%, 6 Month +2.31%, 1 Year +5.23%, 3 Year +14.74%. Past performance does not guarantee future results.
Which category does UTI Banking and Financial Services Fund belong to?
UTI Banking and Financial Services Fund is a Sectoral/ Thematic scheme managed by UTI Mutual Fund.
What is the difference between the Direct and Regular plan?
The Direct plan shown here has a lower expense ratio because it carries no distributor commission, so its NAV and long-term returns are typically higher than the Regular plan of the same fund.
How can I invest in UTI Banking and Financial Services Fund?
You can invest via SIP or lumpsum through any SEBI-registered platform or directly with UTI Mutual Fund. Use MoneyDock's free SIP and lumpsum calculators to estimate your potential returns first.
NAV data sourced from the Association of Mutual Funds in India (AMFI) daily NAV file. Returns, volatility and drawdown are computed by MoneyDock from that published NAV history for the Direct-Growth plan. For informational purposes only — not investment advice. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.