Zerodha Life Cycle Fund 2041 SIP Calculator & Real Returns

Multi Asset Allocation · Direct Plan – Growth · Latest NAV ₹9.94 (16-Jul-2026)

This page backtests a real monthly SIP in Zerodha Life Cycle Fund 2041 (direct plan, growth) against the fund's official AMFI NAV history — buying on the first available NAV of each month — instead of assuming a generic 12% return.

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Monthly SIP amount

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How this is calculated: we use the fund’s official AMFI daily NAV history (direct plan, growth option). Each month’s installment buys units at that month’s first published NAV; the total units are valued at the latest NAV. XIRR is the annualised internal rate of return across all installments. Figures exclude any transaction charges and taxes, and past performance does not guarantee future results.

Zerodha Life Cycle Fund 2041 — NAV & details Best Multi Asset Allocations Generic SIP Calculator Step-Up SIP Calculator

Frequently Asked Questions

Is a SIP in Zerodha Life Cycle Fund 2041 safe?

Zerodha Life Cycle Fund 2041 is a Multi Asset Allocation fund, and its value moves with the market — SIPs spread your purchases over time but do not remove market risk. Review the scheme document and consider consulting a SEBI-registered adviser before investing.

Mutual fund investments are subject to market risks — read all scheme-related documents carefully. This tool is for information and education only and is not investment advice or a recommendation of any scheme.