UTI Liquid Fund
UTI
UTI Liquid Fund NAV
—
UTI Liquid Fund overview
UTI Liquid Fund is a mutual fund scheme in the Liquid Fund category, managed by UTI Mutual Fund. The Direct-Growth plan shown here had a Net Asset Value (NAV) of ₹463.6733 as of 16-Aug-2026.
Based on its NAV history, UTI Liquid Fund has delivered +0.76% (1 Month), -89.72% (6 Month), -89.51% (1 Year), -51.39% (3 Year). Past performance does not guarantee future results.
These short-duration debt funds aim to preserve capital and provide stable, modest returns, and are often used to park money for short periods.
Because this is a Direct plan, it carries no distributor commission — its expense ratio is lower and its long-term returns are typically higher than the equivalent Regular plan of the same scheme.
Returns
1 Month
+0.76%
6 Month
-89.72%
1 Year
-89.51%
3 Year (CAGR)
-51.39%
Computed from NAV history (Direct-Growth). Past performance is not indicative of future returns.
UTI Liquid Fund: strengths and trade-offs
What to weigh carefully
- Its 3-year annualised return of -51.4% is modest for this category — worth comparing against peers before committing.
- The past year (-89.5%) has lagged its longer-term average of -51.4% — recent conditions have been less favourable.
- Annualised volatility of 89.8% is high — the NAV can swing sharply in both directions.
- Its deepest peak-to-trough fall in the tracked history was 90.0% — you should be comfortable seeing a decline of that size before investing.
Who this may suit
- Parking money for the short to medium term with lower volatility than equity.
- Investors seeking relative stability rather than maximum growth.
- Long-term wealth building where equity has historically outpaced debt.
- Anyone expecting guaranteed returns — debt funds still move with interest rates and credit quality.
These considerations are derived from the figures on this page, not personalised recommendations — your own goals, horizon and tax position should drive any decision. Any single holding should form only part of a diversified portfolio.
Key facts
- Fund house
- UTI Mutual Fund
- Category
- Liquid Fund
- Plan
- Direct · Growth
- Risk level
- Low
- Latest NAV
- ₹463.6733
- NAV date
- 16-Aug-2026
- AMFI scheme code
- 120304
Plan your investment in UTI Liquid Fund
Estimate what a monthly SIP or a one-time investment in this fund could grow to.
Other Liquid Fund
Compare UTI Liquid Fund
Frequently Asked Questions
What is the NAV of UTI Liquid Fund today?
As of 16-Aug-2026, the Net Asset Value (NAV) of UTI Liquid Fund (Direct-Growth plan) is ₹463.6733. NAV is declared once per business day by the fund house.
What are the historical returns of UTI Liquid Fund?
Based on NAV history, UTI Liquid Fund has delivered 1 Month +0.76%, 6 Month -89.72%, 1 Year -89.51%, 3 Year -51.39%. Past performance does not guarantee future results.
Which category does UTI Liquid Fund belong to?
UTI Liquid Fund is a Liquid Fund scheme managed by UTI Mutual Fund.
What is the difference between the Direct and Regular plan?
The Direct plan shown here has a lower expense ratio because it carries no distributor commission, so its NAV and long-term returns are typically higher than the Regular plan of the same fund.
How can I invest in UTI Liquid Fund?
You can invest via SIP or lumpsum through any SEBI-registered platform or directly with UTI Mutual Fund. Use MoneyDock's free SIP and lumpsum calculators to estimate your potential returns first.
NAV data sourced from the Association of Mutual Funds in India (AMFI) daily NAV file. Returns, volatility and drawdown are computed by MoneyDock from that published NAV history for the Direct-Growth plan. For informational purposes only — not investment advice. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.